My Roof May Have Been Damaged by Weather, Now What?
 If your roof was damaged by storms, time is not on your side. Insurance may pay up to 100%. Not all damage can be seen from the ground level or the untrained eye. By scheduling an inspection with a weather damaged expert, we can provide you with documentation of your roof.
The expense to replace or repair an insured item with a new or equivalent one, not considering depreciation.
Policyholder
The person or entity that owns an insurance policy and is eligible for its benefits and coverage.
Deductible
The amount you are responsible for paying out of pocket before your insurance coverage begins to cover a claim.
Claim
A formal request submitted to your insurance company seeking compensation or coverage for a covered loss or damage.
Coverage Limit
The highest amount your insurance policy will pay for a covered loss, as specified in your policy.
Actual Cash Value (ACV)
The market value of an insured item at the time of loss, including depreciation and wear and tear.
Premium
The regular payment made to your insurance company for maintaining your policy’s coverage and protection.
Underwriting
The process through which an insurance company evaluates your risk profile to set your premium and policy terms.
Exclusion
Specific events or conditions not covered by your insurance policy, for which no compensation will be given.
Policy Limits
The maximum amount your insurance policy will pay for a covered loss, as outlined in your policy contract.
What Is Approved Coverage?
Approved Coverage
If the insurance adjuster confirms you have storm damage, your insurance will determine the amount and the price of a roof repair or replacement based on their inspection.
Damage Not Covered
In the event, your roof is not covered by insurance. American 1 Roofing is still committed to providing you with affordable roofing services.
 If your roof was damaged by storms, time is not on your side. Insurance may pay up to 100%. Not all damage can be seen from the ground level or the untrained eye. By scheduling an inspection with a weather damaged expert, we can provide you with documentation of your roof.